How do I check my MSR or TDSR eligibility?

You can use the MSR / TDSR calculator to estimate your monthly loan eligibility here: https://www.ec.sg/msr-tdsr-calculator/

Who is eligible to buy an executive condo in Singapore?

You must be a Singapore Citizen, apply under a valid HDB scheme, meet income ceiling and family nucleus requirements, and not own other properties locally or overseas. More info here: https://www.ec.sg/executive-condo-eligibility/

The resale levy payable is determined at the point you book your second subsidised flat. It applies regardless of ownership type (joint-tenancy or tenancy-in-common) or shared interest in the flat. Calculate how much is your resale levy: https://www.ec.sg/resale-levy-calculator/

What is Deferred Payment Scheme (DPS)?

The Deferred Payment Scheme (DPS) allows property buyers to delay most of the payment until the property is fully constructed, providing greater flexibility. More info here: https://www.ec.sg/ec-payment-scheme/#sec-b9d3

12,000+ customers using Home Loan App!

The Singapore Home Loan Calculator app offers a comprehensive suite of tools designed to assist users in navigating the complexities of home financing in Singapore.

Home Loan Cashflow Analysis: Calculates Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) based on user income and relevant data, providing maximum loan amounts and purchase prices. It also details cash requirements based on tenure or Loan-to-Value (LTV) options, and outlines payment amounts (Cash/CPF) during initial stages and disbursements at various stages.

Input your profile

Enter key details: Age, income, debt, CPF and purchase price

Run the Loan Calculator

Swipe or tap to view how much loan you can take using MSR or TDSR

Trusted by Thousands. Built for Singapore Homeowners.

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Over 100K calculations run by users

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12K+ downloads on app store and play store

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covers 8+ Property loans and senarios

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Save up to 90% of time on financial planning

Display cash required based on tenure or LTV

Check cash/CPF breakdown needed at each stage (e.g. downpayment, stamp duty). Get a clear cashflow summary for buying your property.

Display payment amount during the initial stage

This feature helps users understand the actual cash and CPF outlay required before the home loan is fully disbursed. It breaks down your financial commitment in the early stages of the property purchase, which is crucial for budgeting and cashflow planning.

Display payment amount at different stages

This feature provides a stage-by-stage breakdown of your payment obligations throughout the home buying journey — from option fee to key collection.

Display Timeline for your property purchase

Visualize the entire journey of their property purchase, from the first step of searching for a home to the final payment stages. Managing your expectations, understanding financial commitments, and planning ahead.

Get the App

Ready to plan your dream home? Download the app for free and start your home loan journey today!